Buyer’s Guide
Buying a home is one of the biggest decisions you will make. Here is the path, one step at a time.
Part 1 of 3
Search
Find an agent
I know the neighborhoods and track comparable homes, on and off market.
Get pre-approved
Learn what the bank will lend before you look. I can connect you to a mortgage broker.
Visit properties
See a range of homes. The neighborhood matters as much as the floor plan.
Part 2 of 3
Offer and contract
Co-op or condo
A condo is a deed and more flexibility. A co-op is shares in the building and a board review.
Negotiate
Agree on price and terms with the seller. I advise on pricing throughout.
Review
Your attorney reviews the contract, the building’s financials and board minutes.
Sign the contract
Sign and put down your deposit, then apply for your loan and appraisal.
Part 3 of 3
Closing
Prepare your board package
For a co-op, I help you prepare the board package and the interview.
Closing costs
Plan for attorney, bank and building fees, plus the Mansion Tax from $1M.
Approval and closing
Board approval, clearance to close, then a final walk-through.
Welcome home
Congratulations. You are now a homeowner.
Co-op or condo, at a glance
| Co-op | Condo | |
|---|---|---|
| Closing time | 3–4 months after contract signing. | 1–2 months after contract signing. |
| Approval | Very strict and thorough. Personal interview required. | Less rigorous—no interview. Quicker to approve. |
| Renting out | Limited, based on building regulations. | Investor friendly. |
You will be in dedicated, trustworthy hands, from the first viewing to the keys.
Schedule a consultationAll material presented herein is intended for informational purposes only. Information is compiled from sources deemed reliable but is subject to errors or omissions. No guarantee or representation is made regarding the applicability of all information for every transaction. For any questions, consult with a licensed professional.